Privacy Policy
Privacy Policy AdSense Certified
Last Updated: July 10, 2024
1. Who We Are
SecureCover Insights ("we", "us", "our") is a blog operated by Lia Fernandes.
Contact Information
Data Protection Officer: liafernandes.j@gmail.com
Mailing Address: [Your Physical Address] (For CCPA compliance)
Data Protection Authority: UK ICO
2. Data We Collect
| Data Category | Examples | Purpose | Retention |
|---|---|---|---|
| Identifiers | IP address, cookie IDs | Analytics, fraud prevention | 26 months maximum |
| Commercial Data | Transaction history | Tax compliance | 7 years |
| Internet Activity | Pages visited, clicks | Content improvement | 18 months |
Children's Privacy (COPPA)
We do not knowingly collect data from users under 13. Parents may contact us to review or delete any accidental collection.
3. Advertising & Google AdSense
We use Google AdSense (Publisher ID: pub-3468045834758261) which:
- Uses cookies like __gads for ad personalization
- Collects anonymized interaction data
- Follows Google's AdSense Program Policies
- Complies with EU User Consent Policy
4. Cookie Policy
| Cookie | Provider | Purpose | Expiry |
|---|---|---|---|
| _ga | Google Analytics | User distinction | 2 years |
| __gads | Google AdSense | Ad personalization | 13 months |
| cookieConsent | SecureCover | Consent storage | 1 year |
Cookie Control
No non-essential cookies are loaded before consent.
5. Your California Rights (CCPA)
Under CCPA/CPRA, you may:
- Request access to collected data
- Demand deletion of personal information
- Opt-out of data "sales" (as defined by CCPA)
Do Not Sell or Share My Personal Information
Or submit requests via: liafernandes.j@gmail.com
6. Your GDPR Rights (EU/UK)
Under GDPR, you have the right to:
- Access your personal data
- Rectify inaccurate information
- Request erasure ("Right to be Forgotten")
- Restrict processing
- Data portability
- Object to processing
International Data Transfers
EU/UK data is protected via:
- Standard Contractual Clauses (SCCs)
- UK International Data Transfer Agreement
7. Data Security
We implement:
- HTTPS encryption for all data transfers
- Regular security audits
- Limited access controls
- 72-hour breach notification protocol
8. Changes to This Policy
We will notify users of material changes via:
- Website banners (30-day notice)
- Email (for subscribers)
Version History
- July 2024: Added CCPA/CPRA compliance, cookie details
- January 2024: Initial version
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